If your struggling financially, or worried about your retirement and future. Change the mind-set, its really that simple. Granted, the journey is not easy, however neither is the road of financial instability.
Let me give you some quick examples; instead of saying things like “I cant afford this” say “how can I afford this” or instead of “how will I spend this money I just received” think “how can this money I just received make me more money”.
Now lets put some action behind this thought process by identifying your wants (vacation, maybe a new tv..ect) vs your needs (house, food, working capital..ect) and identifying how your spending habits are prohibiting you from satisfying your financial needs and goals. Next, how are you spending your time? Are you maximizing your 24 hour day or does your day consist of disorganization, chaos, excessive leisure?
There are no doubt, levels to this. However, often times when people think of wealth building they think of millions in working capital, real estate, enterprise..ect and although that is a level someone can achieve, that in-itself is not wealth building, nor is it a requirement or the starting point. The starting point is with the right mind-set, supported by consistent good actions that line up with your wealth building goals and values. Which ANYONE can do, you just have to make the change and commit.